For employees · Starting in Zimbabwe · Scaling across Africa
Your salary. On your schedule. Not the 25th.
PayEarly gives African workers instant access to wages they've already earned, with no loans, no rollovers, no credit checks. Pay the rent, fuel the kombi or matatu, handle the emergency. Live in Zimbabwe today, rolling out across the continent.
Payout channels you already use
ZIPIT and direct bank integrations are our primary rails, lower cost, faster settlement and more reliable. EcoCash, Innbucks and other mobile wallets are available as secondary options. M-Pesa, MoMo and Airtel Money rolling out across Africa.
ZIPIT (primary)
Instant interbank transfer to any Zimbabwean bank account. Low cost, near-real-time settlement. Our default payout rail.
Direct bank transfer (primary)
ZIG or USD bank account via direct integrations with partner banks. Same-day settlement during banking hours.
Secondary channels
EcoCash
Available as a backup option. Higher fees and processing complexity mean we route through ZIPIT or bank first whenever possible.
Innbucks & other mobile wallets
Pay out to Innbucks or other supported wallets when bank rails are not an option.
Built around your real life
Instant
Most advances settle in under 5 minutes.
Safe
Not a loan. No interest. No rollovers. PayEarly only pays what you've earned.
Auto-settled
Your employer deducts on payday. You never miss a payment.
Transparent fee
One flat 4%. You see the math before you confirm.
No credit checks
Eligibility is based on your job, not a credit bureau score.
Built for Africa
Mobile money first. USD, ZIG and local currencies, first-class.