Pricing
One flat 4% fee. Nothing else.
PayEarly charges 4% of the amount you request. There's no interest, no late fee, no subscription. Employers pay nothing to deploy.
Earn $250 net / mo
- Full advance
- $250.00
- PayEarly fee (4%)
- − $10.00
- IMTT on disbursement (2%)
- − $5.00
- Transfer fee
- Absorbed by PayEarly
- You receive
- $235.00
- Half advance you receive
- $117.50
Earn $500 net / mo
- Full advance
- $500.00
- PayEarly fee (4%)
- − $20.00
- IMTT on disbursement (2%)
- − $10.00
- Transfer fee
- Absorbed by PayEarly
- You receive
- $470.00
- Half advance you receive
- $235.00
Earn $1,000 net / mo
- Full advance
- $1,000.00
- PayEarly fee (4%)
- − $40.00
- IMTT on disbursement (2%)
- − $20.00
- Transfer fee
- Absorbed by PayEarly
- You receive
- $940.00
- Half advance you receive
- $470.00
PayEarly vs traditional borrowing
| PayEarly | Microfinance | Loan shark | |
|---|---|---|---|
| Cost | 4% flat | 20–40% / mo | 50%+ / wk |
| Interest | None | Compound | Compound |
| Credit check | No | Yes | No |
| Settlement | Auto on payday | Manual | Coercive |
| Risk to worker | Zero, earned only | High | Severe |