End-to-end flow
From onboarding to payday, every step of the PayEarly flow.
- 01
Employer onboarding
Your company signs a short master agreement. We capture the payroll cycle (cycle start, payday, advance cap). No payroll migration required; your existing process stays exactly as it is.
- 02
Employee enrolment
Workers sign up using their work email or are invited in bulk. They link a payout channel (ZIPIT or direct bank as the primary rail, with EcoCash, Innbucks and other mobile wallets as backup), and they're live.
- 03
Daily accrual
PayEarly computes the share of net salary each employee has earned each day. The dashboard shows the available-to-access amount in real time, capped at your company's max (default 50%).
- 04
Advance request
Employee picks an amount. We show the 4% fee and the net payout up front. They confirm. Funds settle to their chosen channel, typically under 5 minutes.
- 05
Payday reconciliation
On payday, the employer deducts the gross advanced from net pay and remits it to PayEarly. Employees see a clean payslip. We settle automatically.
- 06
Reporting
Both sides see the audit trail: who requested, when, paid where, deducted when. Exportable for finance and HR.
Ready to plug PayEarly into your payroll?
Most companies are live in under two weeks.
Talk to our team